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Identity Confirmation
What is Identity Verification?
Is the Identity Verification process really necessary?
I'm selecting the correct answer(s). Why won't Identity Verification confirm my identity?
What is Identity Verification?
The Identity Verification process protects your privacy by ensuring that your credit report can only be viewed YOU.
Identity Verification confirms your identity through a series of questions based on accounts and personal information contained in your credit report. Here's how it works:
- The system presents you with a question based upon information contained in your credit report.
- You select the answer from a list of possible choices and click NEXT to continue.
- As you submit your answers, that information is compared with the information in your credit report.
- You will answer as many questions as necessary to successfully confirm your identity.
- When enough correct information about you has been confirmed, you will have access to your online credit report.
Is the Identity Verification process really necessary?
The protection of your security and privacy are of utmost importance to us. Identity Verification is a powerful fraud protection tool because it asks questions that can only be answered by the person who is the subject of the credit report - without it, an unauthorized party could obtain your most private credit information.
I'm selecting the correct answer(s). Why won't Identity Verification confirm my identity?
Identity Verification uses specific information contained in your credit report, and sometimes this information has not been recently updated or the information is inaccurate. For example, you may have recently paid off a loan that has not yet been reported to the credit reporting agency.
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