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You are eligible to receive a Personal Credit Report at no charge or a reduced fee if: (please choose one)

  1.   You are eligible under the FACT Act.

>> Yes, I am eligible.  

      The Fair Credit Reporting Act entitles each consumer to one free disclosure every
      12 months.

2.   Within the last 60 days, you have received an adverse action notice based on information from your TransUnion credit report, such as:

>> Yes, I am eligible.

      Denial of credit, or other unfavorable action affecting a credit application or account.
Denial of insurance, or other unfavorable action on an insurance application or policy.
Denial of employment, or other unfavorable action affecting current employment or an employment application.
Denial of, or other unfavorable action affecting, a government license or benefit.
Denial of, or other unfavorable action on, another transaction or account, such as an application for an apartment or utility service.


  3.   You are experiencing one of the circumstances below.

>> Yes, I am eligible.

      You are unemployed and plan to seek employment within 60 days.
You receive public welfare assistance.
You have reason to believe your TransUnion credit file is inaccurate due to fraud


  4.   Your state offers a free or reduced-price Personal Credit Report.

>> Yes, I am eligible.

      Residents of CA, CO, CT, GA, ME, MD, MA, MN, MT, NJ, VT, or VI, may be entitled to a free or reduced price Personal Credit Report.




   Alternatively, you can purchase a Personal Credit Report for $11.00 if you are not eligible under the circumstances above. Click here >>

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